During bushfire season, Cav Insure Pty Ltd stands as a strong support for the Stanthorpe community, offering tailored insurance coverage and dedicated assistance to those at risk. Understanding the specific needs of rural residents, they ensure clients are protected beyond standard policies, with cover options for essential items like fencing and power poles.
The devastating 2019 bushfires provided a testament to the resilience of the products they offer, with policies designed to restore clients to their previous standing after loss.
With bushfire season approaching, Cav Insure encourages property owners to review their insurance policies closely.
Rising costs may tempt people to lower their coverage, but they caution against this. The cost of rebuilding has surged over recent years, making adequate coverage essential to protect valuable assets. Living on acreage often brings unique insurance needs that clients may overlook, so comprehensive cover is especially important.
One misconception they often encounter is the belief that all insurance policies are alike. Policies vary widely, with exclusions and limits that may not become evident until a claim is needed. They stress that an insurance policy is a legal contract, best entered with the guidance of an expert to ensure all interests are protected.
For a smoother claims process, Cav Insure advises clients to document their assets, keeping records like photos or receipts as proof of ownership.
They also encourage annual reviews of insurance policies, emphasising that their in-house Claims Manager is available to help clients receive the best claims experience possible.
In the aftermath of a bushfire, their commitment to clients is unwavering. During the 2019 bushfires, staff visited affected properties, documenting damages and managing the claims process from start to finish. For them, clients are more than just a number; they are community members, and Cav Insure is dedicated to backing them in times of need.